Affordable Home Equity Loans

Home Equity Loans

At Broadway Bank, we’ve been making home loans to Texans since 1959. And with a Home Equity Loan you can tap into your home’s equity to pay for major, one-time expenses. We offer multiple loan options, with low rates and flexible payments that fit your budget.

With a Home Equity Loan from Broadway Bank, you can:

  • Borrow up to 80% of your home’s value (minus any outstanding liens)
  • Receive one lump sum at closing
  • Apply online – 24/7

Plus, the interest on your Home Equity Loan may be tax deductible (consult your tax advisor for details).


Use Your Home’s Equity for Major Expenses

Home Equity Loans from Broadway Bank are an affordable solution for your funding needs:

    • Pay for major, one-time items like unforeseen healthcare expenses or home repairs
    • Consolidate debt into one low monthly payment
    • Cover major home renovations
    • Use the funds to start a business
    • Secure access to higher education
    • And more!



Ready to Apply?

Apply Online Now!

Or call a representative: 210.283.6500  |  800.531.7650


It’s Quick and Easy to Apply for a
Home Equity Loan

Access your home’s equity TODAY! Apply online at your convenience – 24/7 – and receive quick lending decisions.

If you have any questions or would like more information, visit your nearest banking center location or call Customer Service at 800.531.7650.

Did you know?
We also offer Home Equity Lines of Credit. Click here for more information.

Rates as low as


Home Equity Loan Calculator

This simple tool can help you to determine the maximum home equity loan amount you might be eligible to borrow.

Estimate the fair market value of your home (an appraisal of your property may be required prior to closing)


Multiply by 80%

  x 80%

This is your maximum lien amount


Subtract the balance of your first mortgage (and any other outstanding liens)

 - $ 


This is the maximum equity loan amount you can expect to borrow


Home Equity Loans
Loan Type $50,000
and up
APR as low as*1
$15,000 to
APR as low as*1
5 year 4.99% 5.49%
10 year 5.24% 5.74%
15 year 5.49% 5.99%

Rates reflects a .25% discount for auto debit from a Broadway Bank account.
Patriotic RibbonMilitary rate discount of .25% available2
Assumptions and Examples NMLS Listing


Assumptions and examples:

*APR is the Annual Percentage Rate.

1 The bank offers home equity loans with terms of 60 to 180 months. The maximum loan including other liens cannot exceed 80% of the home’s fair market value. Broadway Bank must have a valid first or second real estate lien under Article XVI, section 50 (a)(6) of the Texas Constitution. The property must be your primary residence and occupied by you. Property insurance will be required including flood insurance where applicable. Offer does not include manufactured homes. Rates quoted assume excellent borrower credit history and include a .25% discount for auto debit of the monthly payment from a Broadway deposit account. We will set your APR based on your individual circumstances, including your credit history, loan amount, and our internal credit criteria.

A representative example of payment terms are as follows: A loan amount of $50,000 with an APR of 5.24% and a term of 120 mos would have a monthly payment of $536.21. A loan amount of $23,000 with an APR of 5.99% and a term of 180 mos would have a monthly payment of $193.96. Payment estimates do not include amounts for taxes or insurance. The actual payment will be greater. All loans and lines of credit are subject to credit approval, verification, and collateral evaluation. Rates and terms are subject to change without notice. Other terms available. Minimum loan amount is $15,000. Lending area and other restrictions apply.

2 Military rate discounts are for military customers and are available on fixed rate consumer loan accounts. Not available on consumer lines of credit, HELOC, mortgage or construction loans or any business loans. A military customer is any Retired or Active Duty service member, Reserve/National Guard Member, Veteran, ROTC or Academy Cadet, or dependent (immediate family member), and Department of Defense Civilian and Contract Personnel.

Equal Housing Lender

Broadway Bank