Interest is accrued daily and paid monthly on collected balances. Interest rates are based upon competitive rates and may change at any time. The average daily balance is calculated by adding the principal in the account for each day of the statement period and dividing that figure by the number of days in the statement period. All checking accounts have unlimited check writing privileges.
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Free Checking (Non-Interest Bearing)
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| No minimum balance requirements. No monthly maintenance fees. No minimum opening balance. Free Online Banking and BillPay. Allways Bank®/Allways Check® retail transactions and ATM transactions at Allways Bank locations are unlimited and free. Other ATM network charges apply. |
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Interest Checking
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| No monthly maintenance fee if you maintain a $500 minimum daily balance. Earn interest on a daily collected balance of $1,000 or greater. Free Online Banking and BillPay. Free Allways Check® Visa Debit Card with four (4) waived out-of-network ATM fees per monthly statement cycle.* Overdraft protection transfers or Overdraft Line of Credit available.** |
| Minimum opening deposit: |
$100 |
Otherwise:
Monthly maintenance fee: |
$7.95 |
| *ATM owner fees still apply. **With approved credit. |
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Relationship Checking
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| No monthly maintenance fee if you maintain a $15,000 minimum combined balance in your personal money market, savings, checking, CD, and/or IRA accounts and loans (excludes unfunded Personal Lines of Credit and Overdraft Lines of Credit). Earn interest on a daily collected balance of $1,000 or greater. Free official checks and travelers checks. Free Online Banking and BillPay. Free Allways Check® Visa Debit Card with ten (10) waived out-of-network ATM fees per monthly statement cycle.* Overdraft protection transfers or Overdraft Line of Credit available with waived fee.** 50% discount on safe deposit box rental. Assigned personal banker. |
| Minimum opening deposit: |
$100 |
Otherwise:
Monthly maintenance fee: |
$14.95 |
| *ATM owner fees still apply. **With approved credit. |
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Related Services
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Overdraft Protection Transfers
This type of overdraft protection uses balance transfers from another deposit account that is linked to the checking account to cover the overdrawn amount. A transfer fee is charged instead of the NSF fee, provided there are adequate funds available in the linked account. |
| Per transfer fee |
$5 |
Overdraft Line of Credit
A convenient line of credit with a competitive rate tied to your checking account to pay inadvertent overdrafts. Funds are transferred in $250 increments. A per occurrence transfer fee of $5 will be assessed to the linked checking account each time a transfer is made. Lines available up to $5,000**. Overdraft Line of Credit is available to credit qualified personal checking clients, with the exception of those in Free Checking.
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Security Plus
Identity theft insurance and fraud resolution service, with payment card and REMEDY™ check fraud protection available as an add on feature to any personal checking account. |
| Monthly fee: |
$4.95 |
This Product Is NOT:
- A deposit or obligation of, or guaranteed by, this bank
- Insured by the FDIC or any other agency of the United States or this bank
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Bank Card Services
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Allways Check® Visa Card (Debit card)
The Allways Check® card is our enhanced ATM/debit card that enables you to make purchases, straight from your checking account, without writing a check, at any merchant that accepts Visa.
Allways Bank® ATM Card
An Allways Bank® ATM card is available with all personal checking, savings and money market accounts.
Lost/stolen cards: call (210) 283-6555 • (800) 531-7650
After 4:00 p.m. and weekends call (800) 554-8969.
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Check Design and Reorder Information
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 Take a look at some of the checks and accessory designs offered. For ordering, click on the check order express icon. There you will be guided through the check ordering process or give us a call at (210) 283-6611 or outside San Antonio (800) 531-7650. |
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The Truth In Savings Act
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| The Truth in Savings Act requires disclosures to be available on all consumer deposit accounts. Please inquire at any Broadway Bank location for a separate Truth in Savings disclosure. |
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USA Patriot Act Notice
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IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
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Broadway Bank Customer Service
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Privacy Policies
©Copyright 2004
All rights reserved. No part of this website may be reprinted or reproduced in whole or in part
without permission from Broadway National Bank. |
